Terms and Conditions

Terms & Conditions – www.journalism.net.in

1. Acceptance of Terms

By accessing or using www.journalism.net.in (“the Website”), you agree to be bound by these Terms. If you do not agree, you must immediately cease use of the Website.

These Terms constitute a legally binding agreement governed exclusively by the laws of England and Wales.

2. Nature of Publication
  1. The Website operates as an independent journalistic platform publishing content in the public interest, including investigative reporting, commentary, and analysis relating to corporate, financial, regulatory, and consumer matters.
  2. Content published may include:
    • Verified facts
    • Allegations based on documented sources
    • Opinions, commentary, and fair criticism
  3. All content must be read as a whole, and not selectively.
  4. The reasonable reader acknowledges that:
    • Not all statements constitute assertions of fact
    • Certain content constitutes opinion, fair comment, or allegation
    • Corporate entities are subject to scrutiny and criticism in a democratic society
3. Good Faith & No Malice Declaration
  1. All material is published in good faith, without malice, and with the honest belief that publication is in the public interest.
  2. The Publisher does not intend to harm the reputation of any individual or corporate entity.
  3. Any criticism or reporting is:
    • Based on available evidence
    • Presented in good faith
    • Made in pursuit of journalistic duty
4. Verification & Source-Based Reporting
  1. The Publisher undertakes reasonable steps to:
    • Verify information prior to publication
    • Rely on documents, correspondence, and credible sources
  2. However, due to the nature of investigative journalism:
    • Information may evolve
    • Some facts may be disputed
  3. The Publisher undertakes rigorous verification of all published content prior to publication, relying on primary documents, direct correspondence, and credible sources. Where information evolves or new facts emerge, the Publisher reserves the right to update content accordingly. All content published reflects the Publisher’s honest belief in its accuracy at the time of publication, based on available evidence.
5. Right of Reply
  1. Any individual or corporate entity mentioned in content has the right to:
    • Submit a response
    • Provide clarification or rebuttal
  2. Such responses may be:
    • Published
    • Summarized
    • Referenced in updates
  3. Failure to exercise this right before initiating legal action may be relied upon in defence.
6. Notice and Takedown
  1. Any complaint must include:
    • Exact URL
    • Specific statements challenged
    • Documentary evidence supporting the objection
  2. The Publisher will:
    • Review complaints in good faith
    • Respond within 72 hours
  3. Remedies may include:
    • Correction
    • Clarification
    • Update
    • Removal (at sole discretion)
  4. No legal proceedings should be initiated without first exhausting this process, and failure to do so may be presented as evidence of bad faith.
7. Content Classification

All investigative reports, articles, and editorial content published on this Website are strictly categorized as:

  • Public Interest Disclosure: Reporting on matters of significant concern to the general public, specifically regarding the financial and ethical conduct of regulated entities.
  • Investigative Journalism: Based on documented evidence, primary sources, and verified metadata held by our editorial team.
  • Fair Comment & Honest Opinion: Any conclusions drawn are based on facts that existed at the time of publication, which an honest person could have held based on those facts.

7.1 Non-Judicial Nature For the avoidance of doubt, no content on this Website constitutes a final judicial determination or a legal finding of guilt. We present evidence for public scrutiny as part of our journalistic mission. The Website maintains a Right of Reply policy (See Section X) to ensure all parties can present documented refutations.

8. Limitation of Liability
  1. To the fullest extent permitted by law:
    • To the fullest extent permitted by applicable law, the Publisher’s liability in respect of any content published in good faith and in the public interest is limited to the provision of a right of reply, correction, or clarification as set out in Section 5 and Section 6 of these Terms. The Publisher does not accept liability for reputational consequences arising from the publication of truthful, evidence-based content on matters of public interest.
    • No liability for:
      • Reputational loss
      • Business interruption
      • Loss of profits
      • Indirect or consequential damages
  2. This includes claims by corporate entities, insurers, financial institutions, and commercial organisations.
9. Corporate Risk Allocation Clause

Corporate entities accessing this Website expressly acknowledge that:

  1. They operate in regulated environments subject to:
    • Public scrutiny
    • Consumer complaints
    • Media reporting
  2. Any reputational impact arising from publication:
    • Is a natural consequence of public discourse
    • Does not constitute unlawful harm per se
  3. The Publisher shall not be liable for:
    • Reputational damage arising from truthful or good faith reporting
    • Publication of consumer grievances or disputes
10. Indemnity

You agree to indemnify the Publisher against any claims arising from:

  • Your misuse of the Website
  • Your submissions
  • Any reliance placed on Website content
11. Jurisdiction & Anti-Suit Protection
  1. These Terms are governed exclusively by English law.
  2. The courts of England and Wales have exclusive jurisdiction.
  3. Any party initiating proceedings in another jurisdiction does so in breach of these Terms and may be subject to anti-suit injunction proceedings before the High Court of Justice, England and Wales, together with recovery of indemnity costs.
  4. The Publisher reserves the right to:
    • Seek an Anti-Suit Injunction in the High Court of Justice (London)
    • Recover full indemnity legal costs
  5. The parties agree that any proceedings initiated in breach of this exclusive jurisdiction clause may result in substantial additional legal costs, including but not limited to applications for anti-suit injunctions. The initiating party shall be liable, to the fullest extent permitted by law, for all reasonable costs, expenses, and losses incurred by the Publisher in resisting or responding to such proceedings, and the Publisher reserves the right to seek recovery of such costs on an indemnity basis before the courts of England and Wales.
12. No Submission to Foreign Jurisdiction
  • The Publisher does not submit to the jurisdiction of any court or authority beyond that specified in Section 11 of these Terms.
13. Service of Legal Process
  1. Legal notices must be:
    • Served physically in London
  2. Electronic service (email, WhatsApp, etc.):
    • Is not accepted as valid service
  3. Any proceedings initiated without proper service:
    • Will be contested
14. Discontinuation

We may suspend or terminate the Website at any time without notice.

15. Revisions

Terms may be updated at any time and take effect upon publication.